Adding these optional benefits will enhance your CI Lump Sum cover as follows:

100% Top-up Option	If you select the Top-up Option, the amount you are paid for certain critical illnesses will be increased. All SCIDEP critical illness events will pay 100% of the sum insured, instead of according to the severity. All other events that usually pay 50% or 75% will now pay 100% of the sum insured.
Extender Option	If selected, the Extender Option gives you cover for an additional 107 critical illness events that pay from 5% to 15% of the sum insured. Choosing this option also unlocks other unique features such as cover for Breast Reconstruction, Early Cancer, as well as the Expense benefit.

How is CI Income linked to our income protection benefits?

Note for our Critical Illness Income benefit

Our CI income is an extension of our TIP (Temporary Income Protector) and DEI (Defined Event Income) benefits. Therefore, in order to qualify for the CI Income benefit, you will need to have TIP or DEI as your starting base. Where income protection would typically only pay you for the days you can't work (or for functional impairment & defined events), CI Income pays you 130% of your full monthly sum insured up to 12 months. This means you don't have to worry about work - you can just focus on getting better.

Automatically included benefits

CI Assist at no extra cost

Counselling - individual and family sessions - up to the value of R4000 + unlimited telephonic counselling. Child care - Au pair / nanny support services to help with the kids - up to the value of R 10 000. Travel services to and from treatment - Uber transport up to the value of R2000. Emergency travel services to hospital - up to the value of R20 000 per claim. Temporary home and work conversion - up to the value of R10 000 per claim. Medical advice and information hotline - unlimited access.

Medical Second Opinion at no extra cost

In a first for the South African market, Bidvest Life have partnered with MediGuide to bring the Medical Second Opinion service to all future Bidvest Life Individual policyholders. What is it exactly? For any injury or illness, you can have your diagnosis and treatment plan reviewed from a choice of over 100 leading medical centres worldwide - irrespective of the benefits on your policy or whether you have claimed. For an extra R10 per month you can give your family access to this benefit.