Meet Mandy; Mandy is a wife and mother of 2 boys. At age 34, she was diagnosed with breast cancer. It's people like Mandy who inspired us to find a better solution for Critical Illness cover. We wanted to build a set of benefits that would take care of all CI cover needs - allowing them to focus entirely on getting better.

To see our solution in action, let's use Mandy's story as an example.

In 2015, Mandy was diagnosed with stage 4 breast cancer. She underwent 5 months of chemo. After 8 months her test results were clear, her side effects from treatment were gone and she went back to work.

Temporary Income Protector (TIP)	R 25 000 monthly cover Premium: R 383.50
Critical Illness Income benefit (CII)	130% of R25 000 monthly cover Premium: R97.97
Critical Illness Lump Sum benefit (CILS) with Extender + Top-up	R 1 000 000 Premium: R366.39
Plus: CI Assist services	At no extra cost
Plus: Medical Second Opinion services	At no extra cost

Premiums above are calculated on Bidvest Life Individual rates in May 2020. This is based on a 5% Compulsory premium pattern, 5% Annual Benefit Increase, 7-day waiting period on TIP to age 75 and Whole-of-Life cover on CILS.