Critical Illness cover
If Mandy only had Bidvest Life's Temporary Income Protector, she would have received a total of R200 000 (R25 000 for 8 months). With CI Income, Mandy would have received a total of R390 000 - 130% of her sum insured (R32 500 pm) for a full 12 months.
Mandy could have taken as much time off as she needed and not had to rush back to work once she had fully recovered. In addition, she would have been able to pay for the extra monthly costs and supplements for herself and adjustments for the family.
1. A second opinion to be sure that the diagnosis is correct and you have the best possible treatment plan
2. Cover for medical expenses associated with the diagnosis and treatment, that are not paid for by medical aid
3. A monthly income to take as much time off work as required
4. Cover for extra monthly costs that come from living with and adjusting to a serious illness
5. Counselling to help the entire family cope with the trauma and stress
6. Logistical / household support because day to day responsibilities don't stop when you are sick